Annual Symposium on Computer Interaction †MyAssignmenthelp.com

Question: Examine about the Annual Symposium on Computer Interaction. Answer: Presentation: As indicated by Collins, Cox and Lee (2016), assessment of gathering reason and enrollment Management is the lance header to the correct decision of an icebreaker basic to heat up things. For the situation where the goal of the gathering is to arrange different towards scholarly conversation, you can utilize marooned kind of an icebreaker whereby each gathering should accompany things of decision, clarify and guard them before different gatherings (The Balance, 2012). When all groups are finished with their introduction, objectives in regards to group building and learning others esteems are accomplished. On the off chance that participation to specific gatherings has been accomplished just because, similar sounding word usage acquaintances are bound with work whereby every individual from the gathering sets up oneself to different members while remaining around. At long last, they will have known each other for union. References Collins, E. I., Cox, A. L., Lee, F. (2016, October). State Cheese!: Games for Successful Academic administration and Student Networking. InProceedings of the 2016 Annual Symposium on Computer-Human Interaction in Play(pp. 105-115). ACM. The Balance (2012). What is an icebreaker.

Huckleberry Finn :: essays research papers

The Adventures of Huckleberry Finn      Attempting to settle on choices is troublesome when one encounters question in one’s psyche or when one’s childhood conflicts with it. In “Huck Finn'; by Mark Twain , the primary character Huck needs to initially stand up to questions and afterward structure intends to conquer an inconceivably lamentable end. These endeavors show that one’s childhood and ethics are in some cases inadequate to adapt to the enormous issues that emerge along an excursion, and that the choices one must make must originate from the heart. During this story Huck takes care of numerous issues by tuning in to his heart. In spite of the fact that he accepts that he is fouling up and that individuals and god will look downward on him, he is really doing what is ethically right.      At the start of the story Huck flees from his loved ones to Jacksons Island. On Jacksons Island he is gone up against by Jim who is a runaway slave. Jim being an African American is looked down on by society. At the point when Huck is confronted with the choice of deciding to betray Jim or stay quiet Huck makes some hard memories. He knows subliminally that Jim has accomplished something incorrectly. However he follows his heart and chooses to keep Jims mystery. He says'; individuals would consider me an abject abolitionist and detest me for keeping mum';. Huck here shows that he isn’t just fleeing structure home however He’s fleeing from everything that home represents. This happens ordinarily in the story. Huck begins to see Jim as a companion rather then a dark man. At the point when Huck plays the trick on Jim after the pontoon gets isolated Huck apologized to Jim. He realized society would have never apologized to a dark individual. In any case, presently Huck tunes in to his heart not what society has educated him.      Many times in the book Huck really encounters telling on Jim yet at long last doesn’t. The principal episode happened while being looked by two men searching for a runaway slave. He was legitimately confronted with the decision of “doing the proper thing'; or turning Jim in. He chooses to do an inappropriate thing and tells the men he’s going with a white man. Whenever is the point at which he composes the note to Miss Watson enlightening her regarding Jim. In the wake of reasoning he says “seem to strike no spots to solidify me against him, yet just the other kind';.

Essay Example | Topics and Well Written Essays - 1000 words - 48

Paper Example The dangers and advantages, the rights and wrongs, or the upsides and downsides of hereditarily adjusted food and science are worldwide worries in both open and private fields (Adolphs, Hamilton and Nerlich, 58). In today’s mechanical world be that as it may, GM harvests and items assume a significant job in driving modernization and as such they are setting down deep roots; insofar as spotlight isn't set on future innovative headway rather than today’s dangers and weaknesses, and in the event that exploration, evaluation, controls and approaches are enough and rigidly confirm then the advantages, will in the long run refute the dangers. Martin Teitel, in his article entitled ‘Unsafe at any Seed?’ contends against GM food asserting the contention that GM nourishments are better for the earth, ranchers and buyers â€Å"should be taken with a grain of salt† (1). He further implies this new innovation has developed too rapidly with lacking testing, has entered store retires too early, and requires further research and a target commission to confirm and approve the security of such nourishments preceding entering the market. This paper will contend in understanding of Teitel’s paper in certain regards however won't agree with others. In spite of the fact that Teitel has advanced some appropriate focuses that are noteworthy if biotechnology is to proceed and create, his contention misses the mark in that he neglects to consider the discussion from two viewpoints †that of the rival and that of the supporter of GM nourishments †and has stayed enduring in favor of adversaries at the dange r of sounding overbearing and not well educated. The circumstance isn't as highly contrasting as Teitel paints it; inside the created world researchers are at chances in their feelings on estimation of hazard, both for wellbeing and the earth. Many are persuaded that evaluations are a bit much or are excessively cruel, while

Shifting cultural attitudes towards smoking Essay

Moving social mentalities towards smoking - Essay Example Mentalities towards smoking have experienced significant changes in the course of recent decades. During the 1950s, there was insignificant, assuming any, mindfulness among the populace in regards with the impacts of smoking.In certainty smoking turned into a typical practice among doctors after the World War I. Specialists didn't caution individuals against taking part in smoking, dynamic or latent; some of them were even associated with the advancement of the tobacco business without revealing the harmful idea of smoking (Novella). Publicizing organizations utilized such strategies to cause individuals to accept that smoking was not hurtful since a huge extent of the specialists smoked. Truth be told specialists used to prescribe patients to smoke to conciliate their nerves as exemplified by the notices of Camel cigarettes â€Å"If you are acting testy, at that point have a smoke and smooth out† (Hoover). Promotions during the 1940s and 1950s used to mirror a similar custome r pattern. In one such promotion, a specialist is addressed â€Å"what brand of cigarettes do you smoke, doctor?† (Novella). Novella sees that the 1950s spoke to a paternalistic connection between the specialist and the patient. The specialist used to be the last position and nobody used to question his judgment. Anyway the 1950s saw an adjustment in the social perspectives towards smoking. This change is owing to the fulfillment of three huge epidemiological investigations which finished up a solid connection among smoking and cancer.... As indicated by Job Fowles, a Harvard University Graduate, by dissecting six notices somewhere in the range of 1940 and 2000, one can acknowledge how inconspicuously promoting has urged youth to start smoking. One reason why such commercials have been effective is on the grounds that they will in general make the feeling that smoking can give what the adolescent are searching for. Regularly, these ads have pulled in the young by advancing that they convey unmistakable quality and a ways to get out and connection to the adolescent; this has been in any event the case for the prior smoking ads. A promotion of Philip Morris in 1956, for instance, concentrated more on how more youthful age, having â€Å"fresher, pristine tastes† can value the â€Å"gentleness and sensitive flavor† of the cigarettes (Media Awareness Network). Marlboro, in 1955, began highlighting very much assembled men with inked arms and the 1960s saw the organization indicating ranchers and the American W est. A great deal of cash was placed into the commercials of tobacco by tobacco organizations, progressing in the direction of causing individuals to accept that smoking was an in vogue and in vogue thing. Smoking was tasteful and pleasant and was relied upon to give sex advance, style and life span (Chickenhead Productions). Indy Speedway assessed the adjustments in cigarette notices in the course of recent decades. As indicated by it, Camel cigarettes presented the pictures of men and marketed their strength even during the 1970s. They underscored on the uniqueness and physical appearance of the men. The ads of Camel cigarettes additionally highlighted ladies, appreciating the men, and each ad used to have an alternate lady gazing at the men. Indy

Financial Planning - Free Essay Example

PREFACE We know that the conditions of an economy do not remain static. The factors which influence it keep on changing. The rate of flow of funds also, changes with time in an economy, so people have funds available in different strengths at different moment of time. It affects the lives of people living in that economy because to satisfy their needs they require funds. People always feel a gap, positive or negative, between their needs and required funds. So they do their financial planning. In this project we have tried to find and analyse how and in which ways people are doing financial planning in the prevailing market situations. We have also tried to find the awareness of people about current market situations, awareness of financial planning among them and their interest area of investment. INTRODUCTION Financial Planning is not a very new concept in India. It had been in practice in earlier social systems also. In the past also, people used to do this in some ways. They used to purchasing pieces of land, jewellery and keep these with them for their bad days. Some of them kept their saved money with so called ‘Mahajanas who used to acting as banker. Though people in the past were involved in some kind of activities related to their financial planning, yet they were not very conscious and aware of the thing and were not doing this very actively. It was so because the joint family system was there in the society and also the economic conditions, in the country, were almost static and not as turbulent and volatile as in current scenario. So people did not feel so much insecure. But after industrial revolution, things started to change. People started to move towards cities in searching of new earning opportunities. This leaded to a dynamic economic condition in the cou ntry and a change in family structure in the society. This thing has been continuing for years in the country and today we can observe increasing number of nuclear families and varying economic conditions here. The needs of a person and his consumption habits have also changed significantly. Further, the priorities and these needs of a person also change with change in his life stage. So financial planning has become more relevant and important in current market scenario. But, How many persons are there who understand the meaning of financial planning? How many of them are actively doing it? In which ways are they doing their financial planning? These are some questions we need to find answers so that we can conclude to a result and can act accordingly. We have tried to find the answers of these questions in this project. Personal Financial Success: The Six-Level Pyramid Personal Financial Success: The Six-Level Pyramid Using the six-level pyramid to help explain the various building blocks to financial success helps to reveal the development of financial planning and indications, at each level, if instruments that might be considered. At the first level of the pyramid, there are four stages that need to be considered. Before any phase of an action plan can be implemented, an individuals current situation must be determined. One must evaluate their personal income because the amount of money a makes directly affects the amount that person can save. After all debts and living expenses are subtracted form income, one can know how much to put in savings every week, month or year. The amount one puts in savings is very important. This will have bearing on a spouse, children, and retirement life. Saving money should become a top priority in the financial planning realm of life. Goals are another important factor in financial planning. Without goals, a person has nothing to strive for, nothing to loo k forward to. This should come with ease during the implementation of a financial action plan. Career choice plays a major role in ones ability to live at a certain level in society. There are many factors to consider when making a career choice. They include personal factors, social influences, economic conditions, and trends in the industry. A person must consider these things when deciding on a career if they want to have long-term success in any given profession or calling. Keeping good records and being organized is a necessity for a person with a successful financial action plan. After receipts have been found, invoices filed, and check numbers recorded, one can develop a budget. A budget simply allocates income to different areas of spending. For example, one family may spend two hundred and fifty dollars per week on groceries, while another only spends one hundred per week. A budget can be done on a weekly, bi-weekly , or monthly time frame basis. An important part of an overall budget is taxes. Taxes, in general, include federal and state, occasionally county expenses on land ownings and other purchases. A person should be fully aware of how to calculate their taxable income and on how to get help with taxes. The second level of the pyramid involves managing. The absolute first way to begin with money management is to get the money out of a pocket ( or from under a mattress ) and put it into am interest-bearing account. Before this can be done, however, the best bank suitable to a persons needs mus be located. To do this, one must evaluate the different banks rates, fees, and other factors such as number in branched in the area and the services offered. One should examine the gains and losses of having a checking account as well. Credit is a way of life for million of American today. In my opinion, one must be very cautious when choosing whether or not to use consumer credit. There are almost always hidden costs and consumer traps ready to suck a trusting person in. One should be aware of possible credit mistakes and try their best to avoid them. Also, spending far above ones personal income level can become a major problem if taken advantage of. In the market for loans, the most enduring statement is to â€Å"Shop Around!† A person will never know what could be gotten until they try to look for the best deal. One should be aware of the fluctuation of interest rates and the affect that they will have on the principle amount of money borrowed. The third level of the pyramid illustrates the major purchasing decisions in life. Should I buy that shiny new Mustang on credit or save that money for a down payment on a home in a nicer neighborhood? The allocation of personal funds is one of the most harrowing sets of decisions a person will ever make. The decision to purchase a home is in this set. This will probably be the most expensive purchase one will ever make. One should be sure that the purchase of a new home is not outrageously out of his or her income range and that it meets all of their needs. The second most important purchase would be that of a new vehicle. A car purchase can be an exciting time. Since cars are seen as status symbols in society today, most people attempt to buy one that they cannot afford. This can be ruining to credit and make daily expenses much harder. Day to day existence in todays society can be dangerous if a person does not have adequate insurance coverage for self, spouse, and children ( if any ). The fourth stage of the pyramid deals with the adequate amount of insurance. How much is too much or too little? Risk management is a major factor in this. For example, a race car driver is not going to get a good a rate of insurance as a middle aged accountant. Factors such as car accidents, speeding tickets, safety measures taken, and daily activities such as smoking or drinking all affect the amount different types of insurance will cost an individual. After life insurance, I believe that the next necessity is to have automobile and home insurance. These are the two most likely things that someone might have to call on insurance to cover. Health care and disability insurance truly comes in to play when one has a family, nut possibly when single if severe illness occurs frequently. Finally in the fourth level, a value must for life insurance must be chosen. This is directly affected on who will be left depending on money received from your life insurance. This insurance money can be left as a legacy, as a help for funeral expenses, or even a gift from the deceased. The fifth stage of this financial planning pyramid is about investing. There are four fundamental ways that one can invest. They are stocks, bonds, mutual funds, and real estate. Stocks are divided into two main categories, common stock and preferred stock. Common stock makes money by dividing the value of an investment three ways: income from dividends, dollar apprec iation of the stock value, and stock splits. Preferred stock is similar to common stock. However, with preferred stock, the investor receives his/her cash dividends before the holders of common stock receive theirs. There are a number of factors that enable investors to evaluate the value of any certain stock. One can read daily newspapers, and gain information from professional in the stock market field. Bonds are divided into two main categories as well. A corporate bond is a corporations written pledge to repay a specified amount of money plus interest gained over a specific period of time. This total is referred to as the face value of the bond. Corporations issue bonds in order to have available monies to finance expansions, takeovers, etc. This is referred to as debt financing for a corporation. The other type of bond is one that is issued by the federal, state or a local government agency. The bonds that the federal government sells are referred to as treasury bills, notes, b onds, or savings bonds. These are used to finance the national debt and for the governments everyday activities. A municipal bond is one that is issued by a state or local government. All three of these types are said to be generally risk-free. As a financial planner, I would advise my client to seriously look into bonds. Mutual funds are unique in the fact that there is diversification of the purchased portfolio. A persons money goes into a large pool, which a company then invests in many different stocks. The last type of fundamental investing is Real estate. There are different types of real estate investments. For example, your home can be an investment if handled properly or one can purchase commercial property for resale only. The sixth and last stage of the pyramid involves retirement and estate planning. Taking steps now to ensure that a person has money during retirement is particularly important. This should be linked in with the amount of money chosen to save in part o ne of the financial planning program. Last of all, one must know a little about estate planning. There are legal and personal aspects of this matter. â€Å"Estate planning is the plan for the disposition of ones property during ones lifetime and at ones death.† Legally, everyone needs to have a last will and testament to ensure that their properties are distributed accordingly. A lawyer usually needs to be consulted on this matter. In summary, the most important aspect of financial planning is just what it states-PLANNING. A great deal of money can be gained and saved if the correct methods are incorporated into a persons everyday life and activities. OBJECTIVES We have conducted the study taking following objectives in our concern: To understand customers awareness about current market/ economic scenario. To understand customers awareness about financial planning. To understand how customers do their financial planning. Capture reasons for doing / not doing financial planning. Understand the key areas where investments and savings are made and rational reasons behind the same. Review of Literature Jim Gewert Named Executive Vice President of Worldwide Finance, Planning and Systems for Warner Bros. Home Entertainment Group An industry leader since its inception, WBHEG oversees the global distribution of content through packaged goods (Blu-ray Disc and DVD) and digital media in the form of electronic sell-through and video-on-demand via cable, satellite, online and mobile channels, and is a significant developer and publisher for console and online video game titles worldwide. AGL Resources; AGL Resources To Webcast 2010 Annual Meeting of Shareholders on April 27 During the meeting, AGL Resources Chairman, President and Chief Executive Officer John W. Somerhalder II will provide an update on the companys financial and operating performance and its business strategy. 2010 MAY 1 (VerticalNews.com) AGL Resources (NYSE:AGL) will webcast its annual meeting of shareholders on Tuesday, April 27, at 10 a.m. Eastern Daylight Savings Time. During the meeting, AGL Resources Chairman, President and Chief Executive Officer John W. Somerhalder II will provide an update on the companys financial and operating performance and its business strategy. The meeting will be held at the AGL Resources corporate headquarters at Ten Peachtree Place in Atlanta. Solutions Financial, Llc; Actfinancially.com Launches Personal Financial Planning Website The site includes personalized financial planning, budgeting, goal-setting tools and reports, a library of information and resources, blogs, tips, financial coaching help to manage money and community features such as forums, message boards and live chat for guidance and support. Financial Planning Steps Needed Now to Prepare for Health Care Bill Outcomes â€Å"Even though the bill is still a few years from implementation, its not too soon to consider several financial planning strategies now to mitigate significant tax increases for the wealthy and the potential for increased borrowing costs for earners of all income levels,† Kahler advises. Walking the Walk: A Financial Planner Teaching His Children In an interview, Daniel M. Stern, CFP, with his children, Lily and Benjamin, talked about financial planning for his kids. Stern said theyve been doing it two years now, since right after they talked. Looking at the idea of an allowance as something you give to the children; you dont base it upon work that theyre doing. Its so they can learn how to handle money and get a sense of the value of money and what can be done with it or not done with it. When it came to charity, they were trying to do it every week, but its not that big of an amount to give. Ben thinks its great. It gives them experience to know how to handle money. Lily also thinks its really good. Stern added that toward the last part of the year they had to adopt a spending moratorium. He thinks in todays society theres a huge amount of materialism. Lessons from Her Father Its no surprise that 30-year-old Kimberly Allman has her finances in order. Her parents guidance dovetailed with her own financial self-discipline. A Cornell Law School alum, Allman uses her financial sensibilities in two jobs: as manager at a nonprofit that helps homeowners avoid foreclosure, and as president of Allman Financial Planning LLC, her own personal finance consultancy. Allmans father helped to shape her relationship with money. Allman who is single, now follows her fathers example when she doles out advice to clients regarding debt, credit scores, and investments, among other concerns. In addition to her law degree, Allman has a bachelors in psychology and political science from Duke University, and shes set to receive a certificate in financial planning from Boston University this spring. While in school she avoided frills and kept expenses to a minimum. To reach her current level of financial security, Allman resisted shopping for handbags and jewelry. Money on Your Mind: The Brains Role in Financial Decision-Making The sophistication of modern civilization masks the fact that the brains have evolved little since the Stone Age. The neural programming of human beings was optimized for physical survival, not contemporary challenges such as financial decision-making. The human brain has separate, dedicated centers for coping with situations that present imminent danger or attractive rewards. When triggered by highly stimulating personal or financial events, these centers can cause the brain to react reflexively, dampening the ability to think analytically. Technology gives people ready access to their credit, savings, and investment accounts. Unfortunately, this access makes it easier for people to act upon impulsive financial decisions. This paper examines a case study to demonstrate how perceived financial dangers or rewards can unconsciously trigger emotions that override their rational decision-making. Financial planners also can help their clients develop new methods to read to financial sit uations in a more analytical manner that is consistent with the clients primary values. A House Divided: Americans Have Two Distinct Views Of Retirement â€Å"The financial turmoil of the past few years has taken a huge toll on Americas confidence about the future and apparent readiness for retirement,† said Jamie Ohl, senior vice president and director of The Hartfords Retirement Plans Group. The Planning Dynamic â€Å"But The Hartfords research shows that people who have taken the time to plan their retirement are generally in a better place financially and are significantly more optimistic about the future than those who have not planned,† Ohl said. OppenheimerFunds Survey: When It Comes to College for Their Kids, Women Drive the Planning Process But Many Take a Back Seat on Finances Later College funding is an issue for women in college, after college and for decades after, for both parents and students alike. â€Å"Because women outnumber men on college campuses by a factor of almost three to two, women pay the price literally and figuratively for poor college financial planning, frequently dropping out or graduating with debt that can cast a shadow over much of their adult life, affecting even their ability to retire,† Winn said. The Financial Planning Association(R) of Arkansas iShares* Make $20,000 Contribution to Arkansas Aspiring Scholars Matching Grant Program For more information about the iShares 529 Plan, contact your financial advisor, call 1-888-529-9552 or visit www.ishares529.com to obtain a Program Description and Participation Agreement which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing or sending money. If you are not an Arkansas taxpayer, consider before investing whether your or the designated beneficiarys home state offers any state tax or other benefits that are only available for investments in such states qualified tuition program. Methodology is a strategy that guides a research in providing answers to research questions and for which, research survey is being done. This study has been carried in the following manner:- Methodology Adopted Questionnaire Design: The questionnaire was prepared covering the details about the client and the above objectives. The questions were designed in an easily understandable way with the help of (Miss. Nancy sahni) that the respondents may not have any difficulty in answering them. The questionnaire also contained a comments section. This section was included so as to get opinion of the people. Random Sampling: Sampling can be defined as a part of population. Thus random sampling may be defined as the selection of a portion from the whole population in which each elements of the population has an equal chance of being selected. In this research survey people were surveyed at random to get the relevant information. Sampling Techniques: The sampling techniques used in this project are probability sampling techniques and the methods used in cluster sampling. Sampling Unit: The respondents who were asked to fill out questionnaires are the sampling units. In this survey these comprise of Govt. Employees and Self Employed persons. Sample size: The sample size was restricted to only 100 people between age group more than 25 years which comprised of mainly peoples from the area where the survey was conducted. Data Collection: Structured Questionnaire: In this part of data collection, structured questionnaire was used as a tool by asking a set of standardized questions which answers we needed to know. Interpretation: Interpretation refers to the task of drawing inference from the collected facts after an analytical study. The simple statistical tools are used to analyze the data collection. Bar Graphs and pie chart have been used to illustrate the findings diagrammatically. The survey was conducted in a village BEAS and Mehru which is situated in kapurthala district in Punjab. Though it is a town of almost 40,000 people yet its market caters the need of a large customer base which comprises of people, in addition to the town people, living in several villages that surround the town. It is situated near the BEAS river and second near Phagwara, so people from other side also come here for shopping. This is a reason that a big part of population here is involved in business and related activities. A good number of service class people are also present here, because of working of several Government organisations in the town. Block Office, Subdivision Office, Seema Suraksha Bal, Registratio n Office, Banks, Food Corporation of India, Irrigation Department, Public Work Department, Govt Schools, Municipal Office and also some other departments are working here. In financial institutions here these are present: State Bank of India (CBS) Punjab National bank of India (CBS) Bank of India Life Insurance Corporation of India ( Satellite Branch ) Bajaj Allianz LIC Co LTD ( Branch Office ) Rahika Co-operative Bank ( Branch Office ) Sahara India ( Branch Office ) Some other institutions like Birla Sunlife, Reliance Life Insurance, ICICI Prudential also work here controlling their activities from Main branch. LIMITATIONS The report is prepared on the basis of responses given by the respondents and is confined to the area of survey, so it does not necessarily show a pattern applicable to other areas also. Some respondents were reluctant to divulge personal information which can affect the validity of all responses. In a rapidly changing environment, analysis on one day or in one segment can change very quickly. The environmental changes are vital to be considered in order to assimilate the findings. Financial Planning in the Current Market Scenario In recent years, the recession caused by the US subprime housing loan crisis had shaken the world market. India was also affected by this to an extent. Export Import sector, IT sector, Real Estate sector, Banking sector and also some other sectors experienced a downturn. As a result, the industrial production decreased resulting in lower GDP growth rate. This situation has shown some improvement in the current fiscal year, but lower output given by the agriculture sector has again not allowed the common man to breath easily. A mountain high inflation rate of almost 20% and sky touching food prices have disturbed the portfolios of investors across the country. Many of the investors are getting returns 2 to 6 times lower than the inflation rate. A challenge has been imposed on them as their invested money is devaluating with time. We always need returns which can beat the inflation. For this, we need to keep an eye on different factors affecting the value of our invested money . Active financial planning helps us in doing so. When I went in market with my questionnaire for collecting these related information, I observed these things: Customer awareness about the current market / economic scenario: put some simple questions to measure the level of awareness among customers. I asked them to use a term for Indian economy, to tell about their saving account interest rate, to select an investment option among some given alternatives which, according to them, carries higher rate of return, and to tell where the BSE sensex had been during last one week. When asked about Indian economy, 86% of the people said it is developing, 9% said it is developed and 5% could not say anything about it. About their saving account interest rate 41% said it is less than 2%, 32% said it is 2% 3%, 13% said it is 3% 4%, 4% of them said it is more than 4%, 10% of the people do not know what they are getting on their money kept in their saving account. When asked to select an investment option with higher rate of return among directly saving into banks, Term Deposits, Post Office Savings and NSC, 36% answered as saving directly, 32% as term deposits, 14% said it is Post Office savings and 18% expressed no any idea about it. None of them went with NSCs. Only 14% of the people were able to say about the BSE sensex correctly, the answers of 18% people were wrong whereas about 68% people cannot say anything about it. Customers awareness about Financial Planning: I put forward two questions to know this: If they understand the meaning of financial planning If yes, what financial planning is, according to them For the first question 95% people responded as ‘Yes, they understand the term; 5% expressed their ignorance. Among these 95%, 57% of the people have an idea that saving money in banks is financial planning, 24% said as projecting your future expenses and managing funds accordingly is financial planning, 9.5% were agree with the idea that arranging money when it needs is financial planning while the same 9.5% could not say anything. Customers awareness: First four questions of the questionnaire were carrying questions to know about the level of awareness among the customers. In these questions 86% of the people responded correctly for the first question, 13% for the second question, 32% for the third and 14% for the fourth. Some of them responded correctly for all the four questions, some responded for three questions correctly, some for two, some for one and there were also some people whose none of the answers were correct. After studying these and evaluating customers responses, I have divided the whole customer group into four categories: Highly Aware Moderately Aware Satisfactory level of awareness Not Aware According to their number of correct responses 9% of the people were found to be highly aware, 11% were moderately aware, 27% had satisfactory level of awareness and the rest 53% were found to be not aware. Customers awareness about Financial Planning: In the survey 95% people responded as ‘Yes, that they understand the term Financial Planning; but among these 95%, 57% of the people have an idea that saving money in banks is financial planning which is not a proper view, 9.5% thinks arranging money when it needs is financial planning which definitely could not be the meaning of the term, and 9.5% could not say anything. Only 24% of the people said as projecting your future expenses and managing funds accordingly is financial planning, this is an expression which we can agree upon. So we can say that 24% of the people are really aware of the term Financial Planning. Reasons for doing Financial Planning: In the survey it was found that all the people are doing their financial planning in some ways for some reasons. The study shows that 59% of the customers do financial palnning to meet their future expenses, for 45%, to secure their family is primary motive behind their financial planning while 4% of them were doing this for both the reasons. None of them were doing this for creating wealth. So we can say that in this area the main objective of the people behind financial planning is to meet their basic as well as security needs. Key areas where investements and savings are being made: After survey I found Gold, Insurance, Fixed Deposits, Post Office Savings, Land and Properties, Shares and Mutual Funds as the key areas where people are investing and are putting their savings. I have analysed these key areas of investments and reasons behind these. In the survey 86% of the people suggested that Fixed Deposits are good instruments to invest in. 61% among these gave safety as a reason behind it while 39% said that FDs carry good returns. Only 14% said that in FDs one should not invest. They believe that these do not carry good returns. On a whole 50% of the people believe that FDs are safe, 31% believe that they provide good returns while for 19% of the people they do not do so. 77% of them have invested in FDs. Post Office savings: Here also 86% of the people were in favour of this instrument with 62% having the view that it is safe, 38% of these like the return. 13% of the people do not like to invest in PO savings as they do not consider that PO savings offer good return. 1% of the people have no any idea about it. On a whole 57% of the people believe that PO savings are safe, 29% say they provide good returns while for 14% of the people they do not do so. 59% of them have bought PO savings. Land and Properties: As the survey says this sector is the most favourite sector where 96% of the people like to invest among whom 76% believes that these provide good returns and 24% consider these safe. Only 4% of the people do not believe that these provide good returns and do not want to put their investment in these. Gold: According to the survey all the people are buying Gold, but only 14% of the people are buying this as an investment, rest of them are buying for their family needs. Insurance: Survey says 91% of the people have bought the insurance. It also says that people have different reasons to buy an insurance. Some of them have bought it to cover themselves, some of them have used it as a tax saving tool while some of them have taken it as an investing instrument which will earn some return for them. Some people have more than one reasons for buying an insurance. According to survey, 45% of the people have taken it only to cover themselves, 4.5% of them have bought it for the purpose of saving taxes only and 9% of them have taken it as an investing instrument which will earn some return for them. 14% of them have bought the insurance with all the three reasons in their mind and their risk coverage as their primary motive. 9% of the people have taken it for two reasons to cover themselves and as an investment while 5% have taken it as a tax saving tool and as their risk covering instrument. So we can say that a large number of the people in this area buy insurance as a risk covering instrument only. Mutual Funds: 1% of the people said that we should invest in mutual funds, 36% said we should not and 23% of the people could not say anything. 32% of the people see mutual funds as a good instrument to invest in because they believe that it provides good returns, 9% believe it is safe. Those 23%, who do not want to invest in mutual funds have a view that mutual funds do not provide good returns. In the survey it was also found that only 9% people have invested in mutual funds and a large part of population, 91%, have not invested. Among those people who have not invested 75% said that they do not know what are mutual funds, what do they do and how one can invest in these. 10% feel that here buying facilities are not available for mutual funds and 15% have other reasons. Shares: For shares 46% of the people were agree with the idea that we should invest in these, 50% said we should not and 4% of the people could not say anything. All 46% of the people, who like to invest in shares, want to do so because they believe that it provides good returns, no one was there who believed it is safe to invest in shares. The 50%, who do not want to invest in shares, have a view that investing in shares is not safe. Here it was also found that 18% people have invested in shares while, 82% have not invested. Among those people who have not invested 68% said that they do not know how to invest in shares. 18% feel that here buying facilities are not available for shares and 14% have other reasons for not buying. Preferred Area Of Investment according to Different Income Group: In the survey only three income groups were found. Their preferences are shown in the following diagram: CONCLUSION After studying and analysing the collected information, we have reached at following things: About customer awareness of current market / economic scenario: A large part of the population (almost 80%) is not aware of the finance related things. Only 20% of the customers were there who can be said aware of these issues. Customers awareness of Financial Planning: Though 95% of the people responded as they understand what financial planning is but only 24% of the customers were agree with the view that it is something related to making a projection of your future expenses and then managing the available funds in such a way so that those expenses could be meet. So we can say that only these percentages of people are aware of Financial Planning. How customers are doing Financial Planning: 86% of the people are doing their financial planning by using their own knowledge and experiences, 14% people take experts advice before investing. Reasons for doing Financial Planning: Meeting with their future expenses is the prime motive of people for doing financial planning, security is secondary. No one is doing this for creating wealth. From this we can conclude that people are concerned more about their basic and security needs than their esteem needs. Key areas where investments and savings are being made and reasons behind this: Gold, Insurance, Fixed Deposits, Post Office Savings, Land and Properties, Shares and Mutual Funds have been found as the key areas where people are investing and are putting their savings.Large number of people have invested in FDs, PO savings, Insurance and in Land and Properties. Gold is still being purchased mainly as a need, not as an investment. People are still not aware of mutual funds and trading in stock market. Reasons: Most of the people are safety concerned and they have lower risk appetite. So they have put their savings in instruments from where the return is guaranteed. From this survey it was also found that a large part of the people here does not know about mutual funds and about trading in stock market. So, the market in this sector here is untapped.

Economic Growth Without Environmental Damage - 825 Words

Economic Growth Without Environmental Damage (Essay Sample) Content: Discuss whether it is possible to have economic growth without environmental damageName:Institution: Economic growth is the long-term increase in a countrys productive potential. The growth in a countrys national income in terms of its productive capacity and per capita income are some of the measures of economic growth. Economic ranking of countries across the world is based on economic growth indicators such as industrial growth rate and GDP (Gross Domestic Product) growth (Rajeswar, 2001). For an economy to grow, it must rely on the growth of its industries, which rely on the environment for raw materials. The primary objective of such industries is the growth and improvement of human life and not necessarily the betterment of the environment. In fact, the rapid growth of industries across the world has resulted in the rapid depletion of the environment because these industries require natural resources from the environment to run their operations. This has raised the question of whether it is probable to achieve long-term economic growth without damaging the environment.The global economy is facing significant challenges attributed to environmental damage. Economic growth and environment protection are inextricably connected though not necessarily opposed. Arguments have been raised that the environment has become the greatest hindrance to economic growth and that the economy and the environment are often in constant disagreement with each other. Society has been inducted to think that economic growth is directly linked to resource depletion and pollutant emission. While this is evidently true, economies continue to grow at the expense of the environment (Alker McDonald, 2003). Human beings have transformed from hunters and gatherers to farmers and recently industrialists. These progressions have been necessitated by natural resources. Economic growth is an obligation in the modern-day global economy to which environmental resources are tap ped. To think of bringing economic growth to a grinding halt in order to prevent further environmental damage is practically impossible. The environment is already facing serious challenges because it has been damaged to the point that trying to salvage what is left will bring to an end some fundamental economic activities. It is despairing to note that mans activities have damaged the environment and rendered it unsustainable for living. Natural resources have been depleted, and water polluted by industrial effluence. This has resulted in decreased agricultural produce, prolonged droughts and increasing natural calamities that are a direct effect of environmental degradation (Rajeswar, 2001). The natural environment plays an essential role in supporting global economic activities. It directly provides raw materials and other resources such as water, minerals and timber, which are needed as inputs for the production of goods and services. Indirectly, the environment supports economi c activities through natural processes such as photosynthesis, carbon sequestration, purification of water, nutrient cycling and managing flood risks. This is an indication that the environment is arguably the single most important aspect supporting economic activities and no growth can be achieved without its damage (Alker McDonald, 2003). Many natural resources and ecosystems are already under intense pressure from economic activities such that attaining long-term economic growth will require an absolute decoupling of production of goods and services from their environmental impacts. Unfortunately, this is not possible because human beings and their activities geared towards economic growth are consuming natural resources at a faster rate than what the environment can replenish. For example, China has logged close to 75 million hectares of forests over the last 10 years, and the resultant effects have been devastating (Jackson, 2011). The country has experienced severe drought; r ivers have dried up, and millions of people affected all in the name of economic growth because such trees are used as ra...

Grammatical Tense Definition and Examples

In grammar, tense is the time of a verbs action or its state of being, such as present (something happening now),  past (something happened earlier), or future (something going to happen). These are called the verbs time frame. For example, examine I walk (present), I walked (past), and I will walk (future).   Next, a verb can have an aspect, which  gives more formation about the state of the verbs action. They are simple, progressive, perfect, or perfect progressive. Simple is covered by the basic present, past, and future tense verb forms. A verb with a simple aspect doesnt necessarily specify if an action is complete or not. For an action thats  ongoing or unfinished, you use continuous/progressive tenses. If the action was  completed, you use perfect or perfect  progressive tenses:   I walked (simple past)  I am walking (present continuous, action is ongoing)  I was walking (past continuous, action continued in the past)  I will be walking (future continuous, ongoing action will happen later)I have walked (present perfect, action is completed)  I had walked (past perfect, action was completed in the past)I will have walked (future perfect, action will be completed in the future)I have been walking  (present perfect progressive, the current ongoing action is complete)I had been walking (past perfect progressive, the action was ongoing in the past  and completed in the past)I will have been walking (future perfect progressive, ongoing action will be completed in the future) Irregular Verbs Of course, not every verb form in English is as easy as forming regular verbs such as walk into its participles of walking and walked. Take, for example, go, which changes to went and gone  in the past: I went  (simple past)  I am going  (present continuous, action is ongoing)  I was going  (past continuous, action continued in the past)  I will be going  (future continuous, ongoing action will happen later)I have gone  (present perfect, action is completed)  I had gone  (past perfect, action was completed in the past)I will have gone  (future perfect, action will be completed in the future)I have been going  (present perfect progressive, the current ongoing action is complete)I had been going  (past perfect progressive, the action was ongoing in the past  and  completed in the past)I will have been going  (future perfect progressive, ongoing action will be completed in the future) Helpers  and Conditional Mood Auxiliary verbs, also called helping verbs, create continuous and perfect tenses; auxiliaries include forms of to be or has, such as in the examples from above: I am/was walking  (continuous)I have/had walked (perfect)I will walk  (future) English doesnt have a separate verb form for future tense (like adding an -ed to create a past tense word), just shows it through auxiliary words next to the verbs, such as I  will  walk, I  shall  be walking, or I am going to  walk.   If something might happen or it might not (conditional), thats the conditional mood (not a separate verb form either), and it also formed with auxiliary verbs, such as may or can: I may walk (present conditional) or  I  could walk (past conditional). The Debate as to Whether Future Is a Tense Many contemporary  linguists  equate tenses with the  inflectional  categories (or different endings) of a verb, which  means that they dont consider the future to be a tense.  English maintains an inflectional distinction only between the  present  (for example,  laugh  or  leave) and the  past  (laughed,  left). But if you equate tense with a time change, then future is indeed a tense. David CrystalEnglish...has only one inflectional form to express time: the past tense marker (typically -ed), as in walked, jumped, and saw. There is, therefore, a two-way tense contrast in English: I walk vs. I walked—present tense vs past tense. English has no future tense ending but uses a wide range of other techniques to express future time (such as will/shall, be going to, be about to, and future adverbs). The linguistic facts are uncontroversial. However, people find it extremely difficult to drop the notion of future tense (and related notions, such as imperfect, future perfect, and pluperfect tenses) from their mental vocabulary, and to look for other ways of talking about the grammatical realities of the English verb.Bas Aarts, Sylvia Chalker, and Edmund WeinerIn discussing tense, labels such as present tense, past tense, and future tense are misleading, since the relationship between tense and time is often not one-to-one. Present and past tenses can be used in some circumstances to refer to future time (e.g. If he comes tomorrow..., If he came tomorrow...); present tenses can refer to the past (as in newspaper headlines, e.g. Minister resigns..., and in colloquial narrative, e.g. So she comes up to me and says...); and so on.

Analysis Of The Book The Adelphia Debacle - 1418 Words

Aldo Toomepuu 1 November 2015 ACG 6936 The Adelphia Debacle Some have been ensnared in the net of excessive debt. The net of interest holds them fast, requiring them to sell their time and energies to meet the demands of creditors. They surrender their freedom, becoming slaves to their own extravagance. ~Joseph B. Wirthlin Background At first glance this appears to be to another post-Enron big corporation fraud scandal. It was one of the first big cases tried after Enron. However, there are significant differences from Enron and WorldCom scandals Unlike other corporate fraud cases involving executives, John Rigas never sold stock or received stock options (Lowenstein). Where Enron and WorldCom executives appeared to be doing their best to flee their sinking ships, the Rigas family made no such move. John Rigas story starts out as fulfillment of the American dream, a true rags to riches story. Born to Greek immigrants,Rigas worked hard from a young age. During World War II he enlisted in the Army to serve his country. He went to school on GI bill, earned his degree and then returned to his hometown of Wellsville, PA. At the age of 28 he went into business for himself. He borrowed money from family and friends and bought a movie theater. In 1952 he founded Adelphia Communications which he built up over the next 50 years to establish it as one of the oldest and largest cable communications companies in the United States. Fraud scheme and modus operandiShow MoreRelatedAnalysis Of The Article Balancing The Books 1172 Words   |  5 PagesIn the past, the act of â€Å"balancing the books† involved hammering through countless accounting records and ledgers, anticipating that debit entries will equal to credit entries. In current times â€Å"balancing the books† is much more complex as we have electronic databases that are housing financial data and computer software that is computing the financial data for multi-national companies, worth billions of dollars. The current state of the global economy makes it possible for an investor in GermanyRead MoreEfficient Capital Markets, Corporate Disclosure and Enron12656 Words   |  51 Pagescollapse of Enron dealt a stunning blow, not only to people s wallets and a once-formidable U.S. corporation, but also to a number of conventional theories and core beliefs within the legal academy. The theories and beliefs challenged by the Enron debacle i nclude the t J. DuPratt White Professor of Law and Director, John M. Olin Program in Law and Economics, Cornell Law School. The author thanks Michael Heiss and the seminar participants in the Cornell Law School Faculty workshop series for helpfulRead MoreCorporate Governance and Auditors14709 Words   |  59 Pagesfor data collection. 1.13 DATA PRESENTATION AND ANALYSIS Data collected will be analyzed thoroughly so as to check for completeness and accuracy of data responses obtained. An overall response rate for the whole questionnaire and also percentages will be calculated to show the various responses of respondents for each question. Pie charts excel work sheets and any other data presentation and analysis technique that will render data analysis by the researcher meaningful shall be employed toRead MoreAudit Cases14211 Words   |  57 Pagescompany senior executives insisted that the transactions be included, because without those transactions the bank would not resume funding the line of credit. Those executives accused the caller of living in an â€Å"ivory tower† and emphasized that companies book these kinds of transactions all the time. ÂÆ'ÂÆ' The caller stated that there was no underlying customer order related to the sales and no goods had been shipped to the customer as of quarter end. The senior executives believe that the transactions representedRead MoreMerger and Acquisition: Current Issues115629 Words   |  463 Pagesregistered trademark in the European Union and other countries. ISBN-13: 978-0230-55379-8 ISBN-10: 0-230-55379-6 This book is printed on paper suitable for recycling and mad e from fully managed and sustained forest sources. Logging, pulping and manufacturing processes are expected to conform to the environmental regulations of the country of origin. A catalogue record for this book is available from the British Library. Library of Congress Cataloging-in-Publication Data Mergers and acquisitions :

Essay on The Cultural Significance of The Tale of Genji

The Cultural Significance of The Tale of Genji The Tale of Genji is one of the most important stories of ancient Japanese literature. Japanese scholar Sin Ohno said that there is no literature written during the Heian Era which is written in as precise language as The Tale of Genji. The author, Murasaki Shikibu, is a woman. In this tale, we can see the concept towards marriage of women during her period. During the Nara Era, and some time before, the concept of marriage was totally different from the concept we know today. It is called Tsuma Toi Kon. Tsuma means wife; Toi means to visit; Kon means marriage. In order to explain the marriage during this era, I will present an example of the typical interactions between men†¦show more content†¦During this time, daughters inherit the land from their mother. This shows that men and women did not completely rely on each other economically. Men and women generally had their own properties and estates. Sometimes women rejected men coming to visit them at their estates after the relationship began. On the other hand, men sometimes stopped visiting women. During the Heian era, traditional marriage was still strong. Also, in some cases, when a man stopped visiting a woman for a while, another man started visiting the woman. While the new man was still visiting, the old man might come back to visit the woman; two men might even meet ea ch other. Visiting several women at a time was not considered rude during this era. Women were often treated differently according to status. Women of different status often hated each other and became jealous of each other. In The Tale of Genji, women of the court hated Kiritsubo because the emperor loved her the most--even though Kiritsubo was in a lower position than those women. There were many problems concerning marriage during this era. During the Heian era, however, new changes occurred. The growth of a consuming public accelerated with the development of cities like Heian Kyo. People used to work, even wives of nobles, outside on their farm land. Royalty started living on the money collected by the government, and also lived on the properties and estates given by their parents. The populationShow MoreRelatedhope3544 Words   |  15 Pageswork but also to reveal the authors purpose and viewpoint and the cultural and social factors influencing the author. __________________________________________________________________________ Directions and Analysis Task 1 Analyze Literary Elements in Genji Monogatari Genji Monogatari, or The Tale of Genji, is a Japanese novel written in the early eleventh century that tells the story of Genji, the son of a Japanese emperor. Genji is considered to be one of the first psychological novels. Read theRead Moretale of genji Essay example5465 Words   |  22 Pagesand the cultural a nd social factors influencing the author. __________________________________________________________________________ Directions and Analysis Task 1: Analyze Literary Elements in Genji Monogatari Genji Monogatari, or The Tale of Genji, is a Japanese novel written in the early eleventh century that tells the story of Genji, the son of a Japanese emperor. Genji is considered to be one of the first psychological novels. Read the first four chapters of part I of Genji MonogatariRead MoreEssay on Buddhism in Japan3757 Words   |  16 PagesRight absorption: This is meditation to try to expeience the world in a different way Theoretically, if you follow these, you will reach Nirvana and ultimately end your suffering. Because of the simplicity of the Buddha’s teachings, its significance on personal action, and his opposition to the caste system, Buddha soon won himself many followers. Like other religious teachers, he usually used stories or parables to explain his beliefs. Around the year 483 BC Buddha passed away at age eighty

Government, Regulation Business Ethics - 2112 Words

Government, Regulation amp; Business Ethics The issue of business relations with government has increasingly become a key issue of business ethics. Some of the many questions raised are * Is it acceptable for corporations to use their considerable power tp shape government policy? * Is the government jeopardizing its role in protecting the public interest when politicians sit on the board of corporations? The government has a crucial role to play in establishing the ‘rules of the game’ by which we judge business ethics. When we talk about the government, we know that the government is involved in issuing laws related to business practices. Business ethics tend to begin where the law ends. This means that the governments†¦show more content†¦The government enjoys considerable authority and power since it can define industry rules and exercise legislative power. Corporations, on the other hand, might enjoy economic advantages since they have the recourse to potential sources of finance for investment that the government may be unwilling to generate through taxation. The figure shows that govet is in a bipolar situation. Firstly, the government is in a mutually dependent relation with society: govt receives consent from society and acts upon it to provide a regulatory environment protecting society’s interests. But, the government also has a relation with business where both partners are mutually dependent on each other for certain things: govt is expected to make a profitable and stable economic environment for business; business is expected to provide taxes, jobs amp; economic development in return. Business obviously has a significant influence in the implementation and direction of govt policies. The ethical considerations are – legitimacy amp; accountability. To what degree is business influence acceptable? Since the govt acts as a representative of the society’s interests, the public has a right ot be informed abt the govt’s decisions and be able to determine whether it is acting in its interests or not. The mai n concerns for business ethics are where business has influence on government. Direct –Show MoreRelatedGovernment, Regulation Business Ethics2121 Words   |  9 PagesGovernment, Regulation amp; Business Ethics The issue of business relations with government has increasingly become a key issue of business ethics. Some of the many questions raised are * Is it acceptable for corporations to use their considerable power tp shape government policy? * Is the government jeopardizing its role in protecting the public interest when politicians sit on the board of corporations? The government has a crucial role to play in establishing the ‘rules of the game’ byRead MoreEssay on Government Regulations: Accounting1676 Words   |  7 Pagesknow accounting. 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The Collision of Two Cultures free essay sample

The Collision of Two Cultures Implications of Cultural Values and Beliefs on Caring Concepts Abstract This paper is a personal response to Anne Fadiman’s book The Spirit Catches You and You Fall Down. The paper includes a summary of the book, an overall impression of the reader, a discussion of three major themes evident in the book, and a description of a situation from the book and how the situation could be handled differently using references and material learned in 3020 Transcultural Nursing. Keywords: culture, cultural barriers, values and beliefs, language barrier, assimilation process The Collision of Two Cultures – Implications of Cultural Values and Beliefs on Caring Concepts After I finished my second summer semester this year I had 3 weeks break before starting fall semester, where I enrolled for this class. I had acquired my books already from a fellow student and went home to enjoy my three weeks of not studying; just working. We will write a custom essay sample on The Collision of Two Cultures or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page As I was putting the books away at home, I started reading the back of Anne Fadiman’s book â€Å"The Spirit Catches You and You Fall Down† where a journalist of The Washington Post referred to the book as utterly engaging, readable, and a superb piece of writing. Instead of storing the book I carried it upstairs and put it on my night table. That evening after I snuggled up in my bed I got to know Lia Lee, her parents, her doctors, and I learned about the struggles that were involved in caring for an ill child that sat between two cultures; the Hmong culture and the culture of American health care professionals. Anne Fadiman takes the reader on a cultural journey where she describes the case of Lia Lee, a Hmong infant that suffers from epilepsy. As she tells the story of Lia and her immigrant family that had to flee from their home country and eventually gained entrance into the United States, she reveals the history and cultural traditions of the Hmong people. Moreover, she describes how her parents and the medical community of Merced Medical Center in California strive to help Lia as they try to treat and care for the epileptic child each in their own way. The values and beliefs that both sides hold seem to be irreconcilable at the time because the two sides do not know enough about each other to even try to understand that both sides mean well and try their best to help Lea in her struggles to regain her health or control the condition. Fadiman details the misunderstandings that arise when two cultures come face-to-face but cannot understand each other. Lia arrives in the hospital with epileptic seizures which her parents blamed on a slammed door, a spirit catching Lia, and subsequent soul loss. To the western doctors, who know little about the Hmong people and their culture, Lia’s seizure was caused by dysfunction in her brain which can be treated with medication. The doctors are unaware of the fact that the Lee’s diagnosed Lia with â€Å"qaug dab peg† which is the Hmong word for epilepsy, though considered potentially dangerous in Hmong culture it also distinguishes a person and may be indicative of a possible future as a shaman. The Hmong, like American Indians, are circular thinkers who see universal connections in all things. The Hmong, unlike Americans, don’t split the mind and the body. To the Cartesian, linear thinking doctors, medical health cannot be restored by bargaining with spiritual powers and offering animal sacrifices. The book also touches on historical and political events which have shaped the character traits of Hmong and Americans. For centuries the Hmong have resisted persecution, manipulation, and domination by other Asian groups. They are a proud people and cherish their independence. The Hmong’s challenge of authority frustrated the American doctors who aren’t used to having their authority questioned. The Lees non compliance with the western medical treatment was rooted in their belief that the family makes the decisions for their children which in their culture is in the best interest of the child. The Lees were convinced that the medication regimen only made Lia more ill and refused or altered the medication regiment. The doctors retaliated and showed their power by removing Lia from her parent’s home to foster care where they hoped Lia’s condition would stabilize. However, there was that fear that lingered over the medical community in the Merced hospital that Lia would one day come in â€Å"with the big one†, the doctors called a grand mal seizure that would deprive the child of vital oxygen to her brain and either take her life or leave her in a vegetative state. Inevitably the day came that Lia suffered a grand mal seizure. Since, her higher brain function has ceased and she was left in a state that the western doctors described as dead, however, for the Lees it was the soul that had now left her body with no return. Lia was taken home from the hospital where the medical team thought she would die soon after. However, the Lees loving competent care kept her alive, a life that in western value and belief system is not worth living, whereas the Hmong see it as a variation of nature and care for Lia even more, still hoping that her soul may return to her body one day. After finishing the book, I caught myself thinking that maybe Lia’s soul would one day return to her body. I truly enjoyed reading this cross-cultural account that is full of knowledge and derives wisdom from people of different life-ways. Somehow, the book allows the reader to step out of one’s own culture and look at the world like a Hmong. Recognition of cultural differences is important in a country that consists of mostly immigrants. As people of one country we want to take care of each other, understand each other, and live with each other. Therefore, people need to get to know each other and understand the cultural backgrounds, value and belief systems. That is my opinion as a person. Looking at the book from the perspective of a nurse makes it even more valuable. I have always liked the idea of culturally congruent care and have tried to incorporate it in my daily practice as a nurse. After reading this book, however, my perception of cultural care has changed. Anne Fadiman has spent years on her research on Hmong culture and her goal to make people understand the vast differences in values and beliefs of people from cultures that are different than main stream culture here in America. Her efforts make it possible for other people to embrace the knowledge she has collected and hopefully people are able to use the knowledge to make a difference in somebody else’s life; somebody else, like Lia. Fadimans book illustrates how much time, commitment, and energy is necessary to understand another cultures perspective on health and wellness and to translate that understanding into the day-to-day practice of medicine and caring. Incorporating cultural beliefs into medical care can go a long way to help people cope with illnesses. â€Å"A little medicine and a little neeb†, is what Nao Kao, Lia’s Dad said. In these simple words is hidden much of the truth that would have helped the Lees to cope better and comply more with Lia’s medication regimen. If the outcome would have been different is questionable, however, the cultural aspect of Lia’s care was disregarded by the medical staff, both nurses and doctors and led to more complication than necessary. The involvement of a twix neeb would not have harmed Lia’s medical treatment; it would have enhanced it. The twix neeb, a shaman conducts his work on a metaphysical plane. He usually mediates between the earthly and the spiritual world, however, there is no evidence that this treatment hurts anybody (Fadiman, 1997, p. 267). According to Dwight Conquergood, who has seen medication bottles on the altars of neebs, they do not resist medications, rather they incorporate it in the heeling process (Fadiman, 1991, p. 268). The book delivers much food for thought for whom ever is hungry for it, but it is especially useful for medical staff and doctors who dedicate their work to helping others. Anne Fadiman makes clear that we treat people and not diseases or body parts. On that note, she quotes William Osler who said â€Å"Ask not what disease the person has, but rather what person has the disease† (Fadiman, 1997, p. 75). The major theme in Fadiman’s book is cultural barriers. Language, cultural values and beliefs, and immigration status play an extensive role in assimilation and acculturation to a new society. The language barrier that the Lee’s experienced along with their different values and beliefs made it difficult for the Lees and the Merced medical staff to communicate with each oth er to navigate the treatment for Lia. Through Fadiman’s book, it becomes clear that language is an expression of cultural beliefs. In Hmong language epilepsy is explained in spiritual terms and is, therefore, an expression of their culture that is rooted in the natural and spiritual world. In English epilepsy is explained as a disturbance of brain function, which expresses western values and beliefs that are based on knowledge derived from science. The use of translators only added to the miscommunication of the two sides, especially the use of unskilled people like a janitor or an aid which they used in this case. Fadiman states that cultural brokers are needed to help a situation where the divide between cultures is extensive. In one of his interviews with Fadiman, Neil Ernst, the pediatrician involved in Lia’s care describes the cultural barrier as being a layer of saran wrap between the Lee’s and the medical staff of Merced Medical Center. He states that, you could get somehow into the area where you thought you reached them but you could never be sure that they understood. In 1980 when the Lee’s came to America cross-cultural medicine and care concepts were perceived by the medical community as form of political bamboozlement. Physicians felt that these ideas were an assault on their rationality rather than a potentially lifesaving therapy (Fadiman, 1997, p. 273). Fadiman’s book was a necessity to open the road for cultural congruent care concepts. It serves as a testimony that ethnocentrism on behalf of a majority culture could prohibit people from seeking care or negatively influence the outcome. The description of birth practices and beliefs in Hmong culture is a good example for inhibiting people to seek care. Prenatal care is highly valued in western culture, however, in Hmong culture where our understanding of medical care is nonexistent women take care of their needs. Even in the process of giving birth, as Fadiman describes in the first chapter they deliver their babies by themselves. If help is needed, the husband is utilized to aid in the birth of a Hmong baby. The Hmong women came to the hospital to give birth only because they had heard that if they do not deliver the baby in the hospital it will not be accepted as American citizen and they could not collect money from the government. If it wasn’t for this misconception, the women would have avoided the hospitalization. The Hmong people were political refugees. Fadiman pictures the Hmong as extremely different from typical immigrants who are grateful and happy to have landed in America, the land of opportunity and freedom. As a group, the Hmong have a history of vehemently resisting assimilation. The Hmong refugees were not here because they wanted to be; they were here because they had no other choice. The CIA-led â€Å"quiet war† in Laos had destroyed their homeland villages and made life as they knew it impossible. The life that the refugees found in the United States was strikingly different from their life in the mountains or in the refugee camp in Thailand. The culture shock caused many to cling more zealously to the old ways and to one another. This explains, at least in part, why after being in the United States for a number of years, the Lees appeared to speak virtually no English. Fadiman claims that Lia’s mother, even after being in the U. S. for several years, had no idea how to operate the family telephone. In Transcultural Concepts in Nursing Care, Andrews and Boyle list many factors that affect the process of assimilation and acculturation to a new culture. As first generation immigrants, the Lees came to this country as a middle aged couple with their children. Whereas, Foua, Nao Kao and their peers had many difficulties getting used to the new life the book reveals that their children embraced the new experience and grew up to be bicultural. As involuntary immigrants the first wave of Hmong people clung more to their cultural traditions as voluntary immigrants would do. Fadiman chronicles migration patterns of Hmong people inside the United States. After landing here the Hmong were dispersed across many states to divide the financial burden among the communities. However, the Hmong did not want to live apart from each other in this strange new environment. So against governmental plans they settled in large groups to practice their traditions and help each other. Therefore, the assimilation to the new culture was slowed and delayed. Educational status is another factor that slows assimilation. The Hmong’s educational level was not comparable to western standards. As an indigenous mountain tribe who lived off their land knowledge was limited to what was necessary to survive in that environment. However, when the Hmong came to the United States the pattern of knowledge that was needed to survive changed drastically. To gain entrance into a society different than your own a new set of knowledge needs to be acquired to compete for resources. Caring for people from a culture that has a different set of values and beliefs takes understanding and knowledge on the behalf of the professional that delivers the care. In nursing delivering cultural congruent care is a concept that was established by Madeleine Leininger who developed the theory of Cultural Care Diversity and Universality (George, 2010, p. 404). In their care practice nurses need to consider the interrelationship of cultural care, well-being, health, illness, and death as it is viewed by people from different cultures (George, 2010, p. 11). The approach should be holistic and explore multidimensional ways of caring. The nurse should seek to discover cultural care universalities and diversities and be able to apply it. Cultural care preservation, accommodation, and restructuring are key concepts of cultural congruent care delivery. Applying my knowledge from this class to the care of Lia I would have tried to establish a working relationship with the family and the ir twix neeb to preserve and maintain their values and beliefs. The involvement of the neeb would have shown Lia’s family that their values and beliefs were acknowledged and not disregarded. Moreover, the twix neeb could have acted as negotiator to ensure that the Lee’s adhered to the medication regiment. Fadiman describes situations in the hospital where Lia was put in restraints to not interrupt her medical treatment by pulling on tubes and IV lines. The Lees were enraged about the restraints and tried to free her from the coercion of force that was administered by the medical professional at Merced Medical Center. Involving a cultural broker like Fadiman terms it would have helped to concert the different views of treatment. The Lees wanted to care for her daughter by holding her and having her close, however, the medical staff wanted to maintain their treatment modalities to get Lia the medical treatment that she needed. A holistic approach is of utmost importance and maybe some agreement could be made to how the parents could have held and be close to Lia without interfering with the treatment modalities. Restructuring Lia’s environment and treatment would have been a matter of more sensitivity on behalf of the medical professionals involved. Foster care did not improve Lia’s condition and the coercion of power on the Lee’s did not improve their compliance or strengthen their beliefs in western medicine and treatments. A more sensitive approach through home care services might have been more effective in the treatment of Lia’s epilepsy. Teaching the Lees how to read a clock, how to use the Gregorian calendar, would have been a useful approach to improve Lia’s condition. Community classes on western values and beliefs would also be of interest to help people from different cultures to assimilate to main stream culture. The tragedy is that both the doctors and the family genuinely wanted to help Lia, but their lack of communication and inability to understand each other, culturally, and linguistically, made mutual efforts impossible. Anne Fadiman’s research effort created a valuable resource for people in curing and caring professions. Understanding the importance of incorporating cultural values and beliefs in the deliverance of care can make a difference in somebody else’s life.

The effects of caring older peopleManagement

Question: Provide a rationale for the chosen focus of the review highlighting the professional, clinical and conceptual relevance of your review question. This section should clearly articulate the aspect of practice that will be at the centre of the project and how the literature review will contribute to its evaluation. Your rationale should make reference to current policies ( NICE and WHO) and/or research related to evidence based practice and the role of extended literature reviews in that process? Answer: The effects of caring older people with dementia on informal carers. Following themes have been identified; To review challenges faced by informal carers (unpaid carers such as family) and the effects of caring. On one hand if the caregiving can be beneficial for the carers, it can also be stressful for the working age carers, who work in their paid jobs and also devote time to informal caring. This not only compromises their future but also forces them to reduce the working hours. Caring can also lead to burnout and stress, thereby leading to deterioration of the mental and physical health (OECD 2011). Informal carers like the family members face many challenges with respect to caring for the elders. There is rise in the level of expectations of the elders. Moreover, since the employment rate of the family members, specifically women, has risen over the past few decades, the reluctance of giving up the employment because of unpaid caring, has increased. Therefore, it is important to identify the challenges faced by the informal carers in order to adjust the caring schedule or working hours such that they are also at no loss (Hoffmann, F and Rodrigues, R. 2010). To determine the level of knowledge concerning informal caring and the effectiveness of educating informal carers and frontline health professionals. It is important to determine the level of knowledge possessed by the informal carers and the effectiveness of their caring in order to reduce risk and minimize damage or errors. This also includes the hygiene related guidelines that should be followed in order to ensure that the patient being cared for, is provided the right and health environment. Along with the informal carers , the frontline professionals are also trained in order to show efficacy n nursing and caring procedure, at the time of emergency. Not only are the informal carers concerned with the delivery of good and correct form of care but with the psychological aspects of caring as well (Triantafillou et al. 2010). The nurses role in identifying the carers and how they can support them in order to provide positive support. The nurse plays an important role in identifying and selecting the carers fro specific patients because they are trained professionals who are able to identify the right people as carers, who are able to work with diverse communities. Even when the hospital has best intentions, the health professionals are unable to correctly identify and provide support to the carers, if they are not provided adequate time, support and the resources to do so. It is therefore, important that every hospital has carers, who are appointed by the nurses or any other trained health professional, who is able to facilitate the process of identification and support of the carers. Identification doesnt merely means that tagging someone as a carer. Instead, it means to make the carers understand their roles and responsibilities and let them know that support is available whenever they need it. The role of nurses is to provide positive support to the carers by overcoming the barriers like lack of time for open discussion about the fears and challenges experienced by the carers and the lack of privacy, because of which the carers are not able to open up about the problems they face in the process of coping with the new environment. The nurses are trained for selecting and assigning the people, role of carers such that they are accountable for them (Department of Health 2014). References OECD, 2011, Chapter 3: The impact of caring on family carers, Help Wanted? Providing and paying for long term care. Hoffmann, F and Rodrigues, R., 2010, Informal carers: Who takes care of them? European centre: Policy brief. Triantafillou et al., 2010, Informal care in the long term care system, European overview paper, European Centre for social welfare policy and research (AT). Department of health, 2014, Supporting the health and wellbeing of young carers, viewed on 15th April 2015, https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/299270/Young_Carers_pathway_Interactive_FINAL.pdf.

Lord Of The Flies Essays (1183 words) - English-language Films

Lord Of The Flies The Truth Within Lord of the Flies, is the story of a group of boys of different backgrounds who are stranded on an unknown island when their plane crashes. As the boys try to formulate a plan to get rescued, they begin to separate, and a band of savage tribal hunters are formed. Eventually the boys almost entirely shake off the civilization of the world they once knew. When all the confusion of behaviour leads them to a manhunt the reader realizes the sudden decay of law and order and loss of civilization when adults aren`t among them. Which also brings out the underlying savage side existent in all humans. In Lord of the Flies, there were numerous themes that were portrayed throughout the novel. The Need for Civilisation, is the most obvious theme. Our beliefs were always lead to believe that man is innocent and that our society is evil. But what the statement is hiding from our peers is that without laws, rules, and order, our world would revert to a more primitive part of his nature. Which of course is a more darker and cruel place to live our lives. ?There aren`t any grown-ups. We shall have to look after ourselves.?1 The Innocence and the Loss of It is the existence of civilization that allows man to remain in captivity with his innocence or ignorance about his true nature. Although man needs civilization, it is also important that he be aware of his primal instincts. As William Golding the author of Lord of the Flies stated, This loss of innocence by coming to terms with reality is necessary if humanity is to survive Which is, to reach true maturity you must first realizes the reality of our world today, as it is not the same as it was many years ago. ?I`m not going to be part of Ralph`s lot----? He looked along the right-hand logs, numbering the hunters that had been a choir. ?I`m going off by myself. He can catch his own pigs. Anyone who wants to hunt when I do can come too.? He blundered out of the triangle towards the drop to the white sand.2 The Loss of Identity is the most common one among us as we are faced with different surroundings and environnement We are taught are taught to make choices our whole lives and when we come the situation to make them on our own we freeze not knowing what to do, therefore they follow the lead of the next and in the case of Lord of the Flies they drive each other wild until the only way out is to kill. ?They smell me. They see me, I think. Something pink, under the trees.? He made one cheek and one eye-socket white, then rubbed red all over the other half of his face and slashed a black bar of charcoal across from right ear to left jaw. He looked in the mere for his reflection, but his breathing troubled in the mirror.3 Power is used centrally to focus in on their leadership and loyalty. There is a kind of power used by every character which allows the reader to establish a well- balanced scale to which upon they meet with their expectation and judge against the civilization today. You see that democratic power is shown when the boys are faced with their own choices and decisions, and than they are faced with the power to be a leader or a follower and deal with the discrimination forced upon them by those who fear rejection. They have an inner strength that pushes them to blend with the others to make the matters clear of danger. ?This`ll be a real hunt! Who`ll come Ralph moved impatiently. ?These spears are made of wood. Don`t be silly.? Jack sneered at him. ?Frightened Course I`m frightened. Who wouldn`t be5 ? I`m chief. We`ve got to make certain. Can`t you see the mountain? There`s no signal showing. There may be a ship out there. Are you all off your rockers 6 Fear of the Unknown evolves around the boys making attempts to catch the beast. As the story unravels the reader realizes that put in a position to capture a beast you are struck with a certain

The Importance of Studying and Preparing For the Sample SAT Essay Questions That Are Biased

The Importance of Studying and Preparing For the Sample SAT Essay Questions That Are BiasedSample SAT Essay questions that are culturally biased often give an inaccurate assessment of the student's knowledge. The students who are asked to write these tests are mostly of non-English speaking backgrounds. Therefore, it is important for all test takers to ensure that the test questions they write are neutral in their biases.A question about issues of personal preference or personal philosophy should not be written by someone who has personal experience of any type. They should instead base their analysis on the knowledge they have gained over time as a result of gaining firsthand experience. The question should be written by someone who has a more impartial view of the subject matter than the student who will ultimately write the test. Therefore, if the student has not read up on the particular topic, a student who has written the essay needs to find an objective source who can provide the student with an unbiased interpretation of the cultural bias.One of the things that makes the SAT difficult is the fact that the test taker is writing in English. Therefore, the student who is preparing for the test must do a good amount of research before submitting the essay. This should include making sure that the student has a working knowledge of the subject matter that the essay is addressing. If the student cannot define the main idea of the essay in English then the essay will be difficult to write. This means that the student will be able to answer all of the sample SAT Essay questions that are culturally biased but it will be very difficult to write.When writing a test related essay in English, the student should focus on applying the theory of 'contextualization'. This simply means that the student should use the cultural assumptions that exist in the specific context in which the test is being given to explain their results. For example, if the student is writing ab out American politics, they should utilize the same cultural assumptions that make the situation of American politics interesting and therefore effective. The essay should berelevant to the cultural context in which it is given.Culturally biased questions can be detrimental to the student's performance. Most test-takers are not familiar with this type of essay. There are too many cultural assumptions involved to be able to effectively answer questions from that perspective. It is important for students to find a way to answer the questions from an unbiased perspective. In order to be successful at this, the student needs to be familiar with the relevant literature surrounding the question in order to be able to answer the question without bias.Students need to prepare for the essay they are writing. It is important for them to know how to answer the questions. Once the student has prepared for the essay, they can then make sure that the essay is completely culturally-neutral. Only t hen can the essay be truly written in an unbiased manner.Students should take some time to review the sample SAT essay questions that are culturally biased. It is important for them to become familiar with the cultural assumptions that are at play in the questions and how to answer the questions without bias. This will allow the student to answer the questions effectively in the best possible way. This is necessary in order to prepare for test taking and answer the questions in the best way possible.The students who need to study for the SAT should learn about the ways in which the questions on the SAT are culturally biased. This includes the essay sample SAT questions that are culturally biased and also the way that the test is given. By studying this information, the student will be able to answer the test without bias and become familiar with the essay format that will be used on the actual test.